Our experienced team can fulfil Compliance Officer, MLRO and/or Risk Officer requirements for any business.
We can provide ad-hoc and continuing support to a firm’s in-house compliance team.
We can conduct detailed reviews of a firm’s operations against regulatory requirements in order to identify any gaps.
We can assist applicants wanting to set up entities within the DIFC or ADGM.
We can provide bespoke/tailored training sessions covering areas such as anti-money laundering, compliance, risk management, and corporate governance.
We can assist firms with remediating deficiencies uncovered by internal audits or regulatory reviews.
Our clients are the lifeblood of our business. When we partner up with a client, we prioritise their needs and represent them as one of their team. We strive to deliver the best possible experience and are passionate about helping them succeed.
Team member growth
Our success is dependent upon the collective knowledge, skills, energy and passion of our colleagues. That’s why, in an industry that requires us to be on the front foot, we make it a priority to support the personal growth and development of each member of our team.
We are always searching for more efficient ways to comply with regulations and to simplify the process. Compliance can seem an overwhelming aspect of your business, but our industry knowledge combined with our can-do attitude means we will identify any potential issues and work with you to achieve their resolution.
We respond to clients’ requirements and work with them to deliver effective compliance solutions that best fit their business. We appreciate that every company has different needs and with our expansive industry knowledge and experience, we can help deliver results that make a real difference.
The world of compliance and regulation can appear confusing which is why we’re not about jargon or ‘legalese’. We explain what needs to be done and what can be achieved in a way that is easily understood.
It can be scary not knowing where to start with a new business but don’t worry, we’re here to find solutions which help small businesses looking to make an impact in financial services.
Clarity was created in August 2020 to fill the gap in the market for premium compliance services delivery. Founded by two senior consultants eager to escape the corporate compliance world, Clarity is all about bringing passion and energy to an area which is frequently underestimated or ignored.
At Clarity, we understand that appropriate compliance controls are fundamental to the smooth-running of a company’s entire operation. Holding respect for that fact at the heart of everything we do means your interests are protected. Trust us to help you lay the right foundation so your business can shine.
Establishing as a Regulated Financial Services Firm in the DIFC or ADGM
The Dubai International Financial Centre (DIFC) and the Abu Dhabi Global Market (ADGM) are two of the leading financial free ...
Have you been selected by the DFSA for the Representative Office Sectoral Review and need support? If yes, we can
The Dubai Financial Services Authority (DFSA) is conducting a sectoral review of Authorised Firms licensed to provide the regulated Financial ...
What is the FATF Grey List?
The Financial Action Task Force (FATF) is an intergovernmental organisation established in 1989 that monitors global money laundering and terrorist ...
N204-B North Tower
Emirates Financial Towers
United Arab Emirates
Desk 60, Level 11
Al Sarab Tower, ADGM Square
Al Maryah Island, Abu Dhabi
United Arab Emirates
Natalie has worked in the field of anti-money laundering both as a lawyer and as a compliance professional for the past 20 years. She has worked in the DIFC since 2013 specialising in assisting firms in the insurance sector. Her clients included some of the world’s largest reinsurance companies and brokerages operating within the DIFC.
Natalie has a Bachelor of Arts degree in law from the University of Oxford and a Master of Science degree in forensic psychology and criminology from the Open University. She has also completed the Diploma in Compliance awarded by the International Compliance Association.
Shamshad has more than 20 years’ experience in the financial services industry and has held senior compliance positions with several financial institutions in the insurance, asset management, investment banking and private banking sectors in both Canada and the UAE. She has been an in-house as well as outsourced Compliance Officer/MLRO for a number of firms regulated by the Dubai Financial Services Authority.
Shamshad has a Bachelor of Commerce degree in Accounting from Concordia University. She has completed the Investment Funds course from the Institute of Canadian Bankers, as well as the Officers’, Partners’, and Directors’ course from the Investment Funds Institute of Canada.
Barry has a Bachelor of Science degree in Chemistry from the University of Nottingham. After which he began his career in financial services compliance in London. Barry has been in the UAE since 2012 and has worked in both consulting and in-house capacities across a range of financial services firms.
He has also obtained the Advanced Diploma from the Chartered Insurance Institute and the Diploma in Compliance awarded by the International Compliance Association. Barry has a broad range of experience that he brings to Clarity.
Having moved to Dubai in 2017 following a career in the insurance industry in London, Ana has worked with some of the most prestigious insurance companies in the world. Most recently, she worked as an Operations Manager at one of the largest multinational broking firms in the DIFC. Ana assisted in the setup of a Reinsurance division in Kenya which required a comprehensive understanding of the regional regulatory requirements, and how to adapt internal operational processes and procedures to ensure compliance with both internal and wider regional regulatory frameworks.
Ana has also passed the DIFC Rules and Regulations exam with distinction.
Bhavika has over 9 years of experience in the compliance field. Prior to joining Clarity, she worked with other compliance consulting firms based in the DIFC. She has been an authorised Compliance Officer/MLRO for various entities regulated by the Dubai Financial Services Authority. Bhavika has also previously worked as a Compliance Officer at a local bank, where she was managing the compliance requirements for HNI and wealth management clients.
Bhavika holds a Bachelor’s in Business Administration with specialisation in Human Resources from Manipal University, Dubai.
Flora moved to Dubai and began working in the DIFC in 2012. In that time, she has been an outsourced Compliance Officer and MLRO for several firms across a variety of fields, mainly the insurance sector, with a focus in recent years on long term insurance. Flora is additionally experienced in the role of Company Secretary and project management.
Flora holds a joint honours Bachelor of Arts degree in History and English Literature from the University of Reading. Amongst other qualifications, she completed the Diploma in Compliance awarded by the International Compliance Association and the Certificate in Board Secretarial Practice, awarded by Informa.
Hitesh has over 9 years’ experience in the Governance, Risk, Compliance and AML field. Prior to joining Clarity, he has worked with other compliance consulting firms based in the DIFC. He has been authorised/appointed as Compliance Officer, MLRO and Risk Manager for various entities regulated by the Dubai Financial Services Authority (DFSA) and Financial Services Regulatory Authority (FSRA) including those in the business of asset/fund management, corporate finance/private banking advisory, inter-dealer brokerage, and reinsurance (including those engaged in Insurance Intermediation and Insurance Management activities). Hitesh has also assisted a variety of firms with their DIFC incorporation and authorisation process, as well as with their DFSA license variation process.
Hitesh holds a Bachelor’s degree in Commerce with specialisation in Finance from the University of Wollongong in Dubai. He has completed a Diploma from the Chartered Institute of Management Accountants (CIMA) and has several Chartered Institute for Securities & Investment (CISI) certifications including on DIFC Rules and Regulations, Islamic Finance, Combating Financial Crime, and Global Financial Compliance. In addition, he has also completed the Reinsurance Basics Certificate from LOMA, and the Reinsurance Operations Certificate and Insurance Business Fundamentals Certificates from The Institutes (Risk & Insurance Knowledge Group).
Jaquiline has worked in the insurance industry for 20 years, choosing to specialise in the fields of anti-money laundering and compliance. Her clients include top reinsurers and insurance intermediaries based in the DIFC.
Jaquiline has a Bachelor degree in Commerce from University of Mumbai. She holds various certificates in compliance and anti-money laundering awarded by prestigious institutions including the IF1 Insurance, Legal and Regulatory Certificate from the Chartered Insurance institute. She is currently pursing a Diploma in Financial Crime from the Association of Certified Financial Crime Specialists.
Jennifer has worked within the compliance and AML field for over 7 years. She has extensive AML and Compliance knowledge from her past employments both in Ireland and the UAE. Authorised since 2018 with the Dubai Financial Services Authority, Jennifer has worked as a Compliance Officer/MLRO for several regulated firms based in the Dubai International Financial Centre.
Jennifer has a Bachelor of Arts Degree from University College Cork Ireland.
Jennifer has worked with Clarity since April 2021 and has been an integral part of the firm’s growth. She has over 15 years of experience in various fields such as retail banking, dmarine insurance, real estate, financial services and compliance. Jennifer graduated from a private catholic college in Philippines with a bachelor’s degree in Accountancy and moved to UAE in November 2011. Jennifer is also active in the field of Sports and a member of the UAE Badminton Federation.
Kashif brings a wealth of IT infrastructure and cybersecurity knowledge from his previous roles and is applying this both within the firm and with the firm’s clients. Kashif has also been heavily involved in the FinTech sector and continues to assist firms in this space. This includes both obtaining their regulatory licenses and meeting the necessary requirements once operational.
Kashif has a Bachelor of Business Administration degree from Canadian University Dubai.
Head of Regulatory Affairs
Matt joined Clarity in September 2022 bringing a wealth of international regulatory and industry experience. His financial services career spans over 30 years both as a practitioner and as a regulator in UK and UAE. Prior to joining Clarity Matt led the Licensing Team at the Dubai Financial Services Authority and was a member of the Innovation Strategy Group and a voting member of the Rules & Waivers Committee. In 2016 he was seconded to the Japanese FSA where he undertook a Fellowship at the Global Financial Partnership Centre, publishing two technical papers, and sat the Insurance School of Japan Advanced Course.
Saad joined Clarity in May 2022 as a Finance Manager and services clients with accounting support and conducting the outsource Finance Officer role. With almost 4 years of experience in the DIFC as an auditor at one of the top 10 audit and accounting networks in the world, Saad has developed a strong understanding of the financial services industry and regulatory environment of the DFSA along with a strong grasp on accounting standards. His experience includes auditing DFSA authorised firms and assisting the outsourced Finance Officer in budgeting and forecasting, preparation and submission of regulatory returns, capital monitoring and monitoring of controls.
Sarah has over 15 years’ experience in the financial services industry, having previously worked in the wealth and asset management industry in Australia, and as a regulator in the UAE. Prior to joining Clarity, Sarah worked at the Dubai Financial Services Authority, specialising in the licensing of wealth management and advisory businesses, as well as managing licensing enquiries. Sarah holds a Master of Business Administration degree from Griffith University, Australia – with a focus on sustainability and corporate responsibility. Sarah also holds a Diploma in Financial Planning from Kaplan University Australia, and an International Diploma in AML/CTF from the UK International Compliance Association. Additionally, Sarah has successfully undertaken the AML certification examination through the Association of Certified Anti-Money Laundering Specialists.